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Business Accounts

Basic Business

The Basic Business Account is a great option for the small business owner. To qualify for this account, the monthly activity should not exceed 40 checks paid or 100 items deposited. This account requires either a minimum balance of $500 or an average balance of $900. If the balances fall below this level, there is a service charge of $7.50 assessed and a per item fee of .15 for each item over 20 per month.

Business Account Analysis

If you expect your business will generate a higher level of activity (greater than 40 checks paid or 100 deposit items per month), your business will qualify for our Business Analysis account. This account uses a formula that gives you an earnings credit on balances maintained to offset the activity charges on the account. You have the option of maintaining a higher balance to eliminate service charges, or you may choose to keep a lower balance and pay a portion of the service charges each month on the activity. A detailed description of our account analysis is available upon request or one of our personal bankers will be happy to discuss the features with you.

New Account Application